You asked, we listened, I now accept Credit Cards

Henry Nierychlo

Henry Nierychlo

CGN frequent flyer
Rating - 100%
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Location
Surrey, B.C.
Due to requests that I accept credit cards, I now am accepting credit card payment on my website.
Please be aware that there is a small convenience fee (1.95%) associated with paying by credit card.
Thank you for all of your requests!

Regards, Henry
 
And usually quite against one's credit card merchant agreement. The "correct" way to adjust for credit cards is a blanket price adjustment upwards, with a "discount for cash payments" approach, rather than an explicit credit card surcharge. Same thing in the end but more amenable to your merchant agreement.
 
A_guy said:
And usually quite against one's credit card merchant agreement. The "correct" way to adjust for credit cards is a blanket price adjustment upwards, with a "discount for cash payments" approach, rather than an explicit credit card surcharge. Same thing in the end but more amenable to your merchant agreement.
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I prefer seeing it this way. When I see "cash Discounts" I think tax evasion not credit card fees.
 
Good job. Makes buying easier. Many low priced dealers do something similar for credit cards. Usually saying so on the website. I just bought a trailer from a dealer that does the same. No issues for me.
 
You will lost your right to accept cards rather quickly by adding a surcharge, all it takes is someone to report you and include this link. All the credit cards prohibit merchants from doing this.
 
A_guy said:
And usually quite against one's credit card merchant agreement. The "correct" way to adjust for credit cards is a blanket price adjustment upwards, with a "discount for cash payments" approach, rather than an explicit credit card surcharge. Same thing in the end but more amenable to your merchant agreement.
Click to expand...

There is no CC processor willing to accept a CC surcharge being advertised, they will boot you promptly once they find out. CC processors want the appearance of using your cc as more convenient than using cash, asking for more on top for processing will deter customers from using their cc's and go against the whole idea of a credit card.

Adjust pricing upwards and just offer a cash discount at 2% to cover yourself. We do something similar with our clients.
 
Nikola said:
There is no CC processor willing to accept a CC surcharge being advertised, they will boot you promptly once they find out. CC processors want the appearance of using your cc as more convenient than using cash, asking for more on top for processing will deter customers from using their cc's and go against the whole idea of a credit card.

Adjust pricing upwards and just offer a cash discount at 2% to cover yourself. We do something similar with our clients.
Click to expand...

This sounds more like it's being done through a 3rd party (like Square) vs through a cc merchant portal. If so. he can charge a user fee and get away with it.
 
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