You need to call Groupe Cyr & Lyras Toll Free: 1-855-847-1442 / info@cyrlyras.ca if you live in Quebec
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You need to call Groupe Cyr & Lyras Toll Free: 1-855-847-1442 / info@cyrlyras.ca if you live in Quebec
It is. Its available in all provinces.
Its available in every province
The limits with Firearm Legal Defence are higher and the cost is actually lower. The cost is $85 to all firearm association members and its $108 through the CCFR
I just bought it. I figure, for $100... its worth the risk given that the alternative is having $100 in your pocket but KNOWING you have NO protection. The only instance id need it is in the case of a completely unintentional and unplanned charge, in which case id be no worse of having it be fake VS not having at all.
This is available in every provinceOriginally Posted by D3vin
In order for police to charge, they need both the illegal act and intent behind it. This insurance doesn't cover wilful acts - just about all acts are wilful. It provides an out.
You can without knowing commit an illegal act which means you had no intent of breaking the law. In that case there is no wilful act because you did not have the intent to break the law.Cops can still charge you and this insurance will work for these types of cases.
It won't work, for example, if you know the law but do everything to put yourself in a position where the lawyers know that you are a lost case, so why would they honor the insurance contract?
We all have insurance for our car right? Now let's say you get drunk and decide to drive the car.. You willfully drove the car knowing that you might get caught, and let's say you get into an accident.. Will you complain that the insurance company is screwing you because they refuse to pay for the damages?
Agree. It also states:
WHAT IS COVERED?
1. We will pay your legal costs to defend your
legal rights in relation to your being prosecuted
for an offence arising out of the use, storage,
display, transportation or handling of a firearm
Wilful in the policy is "the results of which were consciously intended".
So how would a legalese expert actually interpret this? Acts which are wilfully illegal? i.e. intentially not stored with a trigger lock, or intentially used in commission of a crime?
What about intentionally used to defend oneself or a loved one? That is one of the purposes of the policy to begin with and I am not sure the "wilful clause" is an out in this case.
I signed up. Every firearm owner in Canada should have this. At the end of the day money talks and it is all the liberals understand.
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