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Thread: Firearm Legal Defence - New Business Member

  1. #81
    Business Member Capri Insurance's Avatar
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    Quote Originally Posted by auditman View Post
    Good Debate. Can I still get a discount? i'm a CCFR member. Just bought the policy last night.

    thx
    You'll have to give me a call and we can see what we can do for you. 250.869.3987

  2. #82
    Business Member Capri Insurance's Avatar
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    Quote Originally Posted by uglydukwling View Post
    I see an exclusion for charges involving failure to register. This could be a serious problem, especially for collectors. There are likely to be instances where the charge depends on a dispute over the status of a firearm. Is it prohibited? restricted? non-restricted? antique? deactivated? scrap metal? The RCMP's interpretation of some detail may well be different from that of a rational person.

    There is also an exclusion for charges involving willful, negligent disregard, etc. Since most charges will probably allege something like this, does that mean that the insured will not be defended against such allegations?
    When the policy says that it excludes willful, negligent disregard it would be from those people who knew they we`re breaking the law and chose to do so anyways. In my opinion law abiding gun owners do not fall into this category. Example would be if you were going to the range with your handgun and simply had it sitting in the back seat without the proper case. You know full well that's not allowed and you willfully do it anyways.

    The registration exclusion was designed again to not protect people who willfully did not register their firearms IE criminals and gang members. You can also access the telephone legal advice line with any registration questions should you question whether a firearm is classed as antique/deactivated or restricted/prohibited.

  3. #83
    HELP! I sold my soul to the internet CV32's Avatar
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    Quote Originally Posted by Capri Insurance View Post
    We have claims examples from some of your clients on both the website and facebook page https://firearmlegaldefence.com/gun-...arges-dropped/
    This anonymous example on your website is kinda odd, because (for example) courts don't order new investigations:

    Luckily, James had Firearm Legal Defence. After a quick call, he had an open claim and a lawyer assigned to his case. The lawyer was able to convince the court that the allegations made by Jamesí co-worker were false and the investigation was not properly conducted. The court ordered a new investigation which found no basis for charges against James. Jamesí firearm licence was rein#stated and his guns were returned. If James didnít have a Firearm Legal Defence policy he would be facing approxi#mately $15,000 in legal fees.
    Are there any reported cases in which this insurer was involved? As in, by Carswell, CanLII, etc and independently verifiable.
    "There are weapons that are simply thoughts, attitudes, prejudices. To be found only in the minds of men. For the record, prejudices can kill, and suspicion can destroy, and the frightened, thoughtless search for a scapegoat has a fallout all of its own ..." - The Twilight Zone

  4. #84
    Big Mouth
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    Why would anyone want to trust an Insurance Company for anything, but I guess when they are selling your flavour of Kool-aid, your going to drink it up
    Member of the FNG Group

  5. #85
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    And anyone who's had to rely on any type of insurance will usually vouch for its usefulness. Extended health insurance, auto, home, etc... If you're one of the lucky 1% that has/will never need to rely on insurance, that's great. And those are the ones who view insurance poorly as they haven't seen a benefit, yet. But the majority of us will need to use it in one form or another. And this is the cheapest annual insurance I have, and the only one I have where the benefit could prevent jail time.

    You say kool-aid, I'll enjoy a cheap layer of comfort.

  6. #86
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    Quote Originally Posted by dacron View Post
    And anyone who's had to rely on any type of insurance will usually vouch for its usefulness. Extended health insurance, auto, home, etc... If you're one of the lucky 1% that has/will never need to rely on insurance, that's great. And those are the ones who view insurance poorly as they haven't seen a benefit, yet. But the majority of us will need to use it in one form or another. And this is the cheapest annual insurance I have, and the only one I have where the benefit could prevent jail time.

    You say kool-aid, I'll enjoy a cheap layer of comfort.
    Quote Originally Posted by Capri Insurance View Post
    You'll have to give me a call and we can see what we can do for you. 250.869.3987
    thanks!!!! will dp
    member CCFR

  7. #87
    HELP! I sold my soul to the internet Max Owner's Avatar
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    Some people are really skeptical about this.

    Maybe those should be asking the right questions instead of badmouthing it.
    Shooter and Collector (kinda)

    Never Forget Best Friends.

    Aug 30, 2008.
    Dec 29, 2008.

  8. #88
    HELP! I sold my soul to the internet CV32's Avatar
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    Quote Originally Posted by Max Owner View Post
    Some people are really skeptical about this. Maybe those should be asking the right questions instead of badmouthing it.
    There are very good reasons to be skeptical. For example:

    1. Insurance companies only make money if they pay out less claims (a lot less) than they take in premiums. And since they are corporations, making money is the primary objective. Fundamentally, its not about protecting you.
    2. The principle of fortuity is long standing and unevenly applied.
    3. Exclusionary clauses are paramount in any policy that claims to provide coverage for your potentially criminal behaviour (and how that it is defined is extremely subjective). See #2.
    "There are weapons that are simply thoughts, attitudes, prejudices. To be found only in the minds of men. For the record, prejudices can kill, and suspicion can destroy, and the frightened, thoughtless search for a scapegoat has a fallout all of its own ..." - The Twilight Zone

  9. #89
    HELP! I sold my soul to the internet Max Owner's Avatar
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    So we all need to read the fine print I guess.
    Shooter and Collector (kinda)

    Never Forget Best Friends.

    Aug 30, 2008.
    Dec 29, 2008.

  10. #90
    HELP! I sold my soul to the internet CV32's Avatar
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    Quote Originally Posted by Max Owner View Post
    So we all need to read the fine print I guess.
    Good advice for all insurance policies; especially good advice for this kind, imho.
    "There are weapons that are simply thoughts, attitudes, prejudices. To be found only in the minds of men. For the record, prejudices can kill, and suspicion can destroy, and the frightened, thoughtless search for a scapegoat has a fallout all of its own ..." - The Twilight Zone

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