Quote Originally Posted by Suther View Post
I put almost everything on my credit card because I get cash back on purchases, increased warranty for many things, and then I don't have to carry a debit card (which has very poor protections for lost/stolen /compromised cards compared to a credit card.)

Using a credit card is often the smart option if you can pay it off at the end of the month.
^^^^^Indeed the smarter way to go if you can