Originally Posted by
Hitzy
It's organized crime, or semi organized...
Last one was this Valentine's weekend, they blew my card on flowers at shops in Montreal and Toronto, about $1500 worth, all small purchase stuff $200-$300 a hit.
I get SMS and email for any purchase over $500, recently changed since this last card scam, now it's much lower. Problem was with that one, Visa blocked a "suspect" purchase of a $1500 couch set in Vermont at the same time, but never bothered to notify me of the blocked purchase, only approved purchases get sent to my SMS and email, retarded.
I have no doubt the flower shops were owned by the scammers and it was just laundry purchases, LE doesn't waste time with that kind of stuff, it was all refunded so I'm not out anything.
Fraud is big now with Covid, it's a problem for sure, I even put fraud alerts on with both TransUnion and Equifax to be safe. It could have come from Amazon for all I know as I use the same card there, and they were hacked a while back. If I had any idea where it happened I would be all over it, but they are pretty slick at this kind of crap. You just don't know because the info was stolen months ago, it's never from something recent. The Visa fraud guy was great when I was talking to him and even went through my history of purchases and had no idea. I hate thieves and would have loved more info, but they had none to give me...these scammers are ahead of the CC fraud guys and don't leave a trail.
It's ####ty, but it's nobody's fault 99% of the time. They have the info long before you get burnt.
If someone is blowing it through at the pump's, it's manual transactions, not taps or swipes, they are not making cards with your info to use...not that sophisticated, again, back to organised crime stuff, the charges are just being laundried through those businesses, not actually someone buying gas.