Page 1 of 2 12 LastLast
Results 1 to 10 of 13

Thread: Canadian Credit Cards with no foreign exchange transaction fees

  1. #1
    Business Member IRUNGUNS's Avatar
    Join Date
    Jul 2012
    Posts
    4,853

    Canadian Credit Cards with no foreign exchange transaction fees

    Canadian credit cards with no foreign exchange transaction fees is the best way to do cross border shopping.

    Name:  Capture.jpg
Views: 1549
Size:  33.0 KB
    Please click picture for link to site

    The IRUNGUNS Team


    Flat rate shipping to Canada is 25.00USD on all accessory and ammunition orders regardless of quantities ordered. Firearms are exported to Canada at a flat rate of 25.00USD per firearm.

    The IRUNGUNS Team

    www.irunguns.ca
    www.irunguns.com

  2. #2
    CGN Ultra frequent flyer Ruger007's Avatar
    Join Date
    Feb 2008
    Location
    Way West
    Posts
    2,512
    I can vouch for the Scotiabank Passport card. We easily save the annual fee with the NoFX fees.
    You meet the nicest people on a Honda!

  3. #3
    CGN Regular Gunz4me's Avatar
    Join Date
    Mar 2019
    Location
    ON
    Posts
    265
    Hmmm they don't have the amazon.ca credit card. That is another free option.

  4. #4
    CGN Ultra frequent flyer .30/06 FTW's Avatar
    Join Date
    Jan 2008
    Location
    Thunder Bay, Ontario
    Posts
    5,224
    I have a Wealthsimple Cash card. It’s prepaid so good for using online as a burner card in general if you’re super paranoid about security. 1% cash back, and it has a virtual number for online purchases. Might get the Scotia Passport VI in the future if I get a bank account with them again and get the fee waiver.

    Quote Originally Posted by Gunz4me View Post
    Hmmm they don't have the amazon.ca credit card. That is another free option.
    That’s because it has a forex fee. The old one didn’t but the current one does. You get 1% back so it’s essentially a 1.5% forex fee instead of 2.5% but it still has the fee.

  5. #5
    Super GunNutz Mik123's Avatar
    Join Date
    Jun 2014
    Location
    Lower Mainland, BC
    Posts
    2,209
    Quote Originally Posted by Gunz4me View Post
    Hmmm they don't have the amazon.ca credit card. That is another free option.
    I thought they phased out the no fee amazon.ca Visa. Mine was cancelled by the issuer. I went with a hometrust USD Visa instead

  6. #6
    CGN Ultra frequent flyer Suther's Avatar
    Join Date
    Mar 2014
    Location
    Fraser Valley
    Posts
    19,263
    We have the Roger's World Elite. When we got it there was an annual fee, but it was waived if you autopay your Roger's phone bill with it. That site says its a no fee card now, so maybe that has changed - I know they changed a lot of things a few years ago.

    The whole reason we got this card was its high cash back on USD purchases, more than covers the forex fees.

    Also the 80k a year thing is not actually a requirement, at least not if you start with their lower tier card and get upgraded via use. We don't make $80k a year.
    "We don't take souls, we leave that to wives and girlfriends, but we can do a layaway " - Grumpy Wolverine.

    If you need religion to have good morals then you don't actually have good morals.

  7. #7
    Newbie
    Join Date
    Mar 2023
    Posts
    9
    If y'all are good using a visa debit, check out WISE. Their exchange rates are good and you can hold other currencies as well. I have WISE linked to my bank account, so it costs $0 to send money to my WISE account only when I need it. They also let you create virtual visa cards that you can freeze on command.

  8. #8
    CGN Regular BigSal's Avatar
    Join Date
    Nov 2013
    Location
    Stoney Creek, ON
    Posts
    269
    Quote Originally Posted by Mik123 View Post
    I thought they phased out the no fee amazon.ca Visa. Mine was cancelled by the issuer. I went with a hometrust USD Visa instead
    I did the same. Looks like Amazon.ca has a new Mastercard that refunds the 2.5% forex.
    “I would rather have questions that can't be answered than answers that can't be questioned.”
    ― Richard Feynman

  9. #9
    CGN Regular Shorerider's Avatar
    Join Date
    Apr 2014
    Location
    British Columbia
    Posts
    501
    I have a TD USD credit card. No fees and if you watch the exchange you can buy USD when our dollar is favourable and save on credit card exchange.

  10. #10
    CGN Regular mbk's Avatar
    Join Date
    Dec 2020
    Location
    SW Ontario
    Posts
    259
    Brim also offers a free Mastercard with no transaction fees. I used hometrust before them and wasn’t a huge fan but both are good options

Page 1 of 2 12 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •