Too bad that Home Trust dropped their rewards on foreign transactions. It was small before, but at least it was something. I might have to look into this "Rogers world elite MasterCard" as 1.5% net discount on FX is better than the 0% of Home Trust.
Can someone confirm I have my numbers right and am considering all the important factors?
On a side note, remember the good old days of the Amazon CC with no FX fees?