Dirty barrels for me too. I have yet to meet a factory or non BR quality barrel that didn't shoot better when dirty. I do dry brush every now and again and that seems to keep things going.
I use a lot of moly bullets but will not on a hunting rifle just in case I do need to clean.
I find that molied barrels are very stable and keep their accuracy going for a goofy amount of time. However, if I need to clean or if any oil gets in it, it will take a bunch of shots to reestablish that moly layer. Not so good in the field blasting away to get your rifle shooting again.
So for hunting, where a rifle bore may need cleaning, drying, I use uncoated bullets. However, these barrels are always tested at the range and left fouled. If they need to get cleaned/dried, I know that they will settle down within a few shots, some don't need any shots at all.
I do test as much as possible what happens after I disturb the bore.
I put electrical tape over the muzzle to help keep moisture and dirt out. With the bolt closed and cartridge chambered, very little can get into the bore even if dropped in water. Don't ask, I will not tell...
Jerry