There are several tools available for doing this. One quick way of determining that your bullet is not in contact with the rifling is simply to take a fired case from the rifle,roll in the case mouth to provide enough tension to hold a bullet, coat a bullet with magic marker and then chamber the dummy round. Extract the round and look for rifling imprints/bright spots where the rifling has made contact with the bullet.
You can do this a number of times seating the bullet deeper each time to a point where the rifling marks are no longer evident. At this point measure the COL with a caliper.
It is not a good idea to seat bullets so that they jam in the rifling. In the first case this will elevate pressure,and secondly,the rifling may engage the bullet with enough pressure that the bullet will pull out of the case when an unfired round is extracted. The length of the magazine and functionality through the feeding and extraction of an unfired round will also have a bearing on this.