Firearms legal defense insurance, a valuable resource for some right now

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max-power

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http://www.firearmlegaldefence.com/

A great resource I found a few months ago, may help a few people given the recent turn of events.

Hope this helps, we all need to stick together and stop turning on each other
 
I have it too, just renewed it the other day. The main thing about this insurance is it covers "unintentional" firearms crimes, like frivolous safe storage charges, or in the case of recent events, suddenly being in possession of a prohibited firearm.
 
Anything is better than nothing and $100 is a drop in the bucket. They also give you access to a lawyer that you speak to all you need. I'm just getting sick of the finger pointing, all these pricks that are throwing their brothers under the bus need to wake up. No sense of community anymore
 
I actually reviewed the provisions of the insurance, and decided it was very unlikely to protect me when I actually need it. Pretty vague wording in some places that I just didn't trust
 
For example, I just looked at it again in regards to the current reclassifications....it says

1. Firearm offences
What is covered

We will pay your legal costs to defend your
legal rights in relation to your being
prosecuted for an offence arising out of the
use, storage, display, transportation or
handling of a firearm.

What is not covered

Any offence relating to

(a) the commission, alleged commission or intent
to commit any crime (other than an offence
under sections 86 (Careless use of a firearm),
91 (Unauthorized possession of a firearm), 92
(Possession of a firearm knowing its
possession is unauthorized), 94(Unauthorized
possession in a motor vehicle), or 105 (Losing
or finding) of the Criminal Code of Canada)
unless you were acting in your self-defense,
the defense of a person under your protection
or in defense of your property;

(b) your trade, profession, occupation,
employment or any business venture;

(c) a prohibited firearm or a restricted firearm if
you did not at the date of occurrence have a
valid licence for the said firearm;

(d) a failure to register a firearm with any
government or regulatory agency if required by
law to do so;

(e) a weapon that is not a firearm; or

(f) a firearm obtained or allegedly obtained
through the commission of an offence.
Click to expand...

SOme people above seem to think there insurance covers them for this

Plus there was this tidbit

General exclusions

3. Costs not agreed with us
Legal costs incurred before our written agreement to pay them.

5. Disputes with any governmental or public body
Any legal costs relating to a review or dispute regarding the lawfulness of any decision or action of any
federal or provincial governmental or quasi – governmental body, or any other local or public authority,
other than in relation to an accepted claim in respect of any event insured under this policy.
Click to expand...

An insurance policy is suppose to cover you for insured events....with this policy, not only does an event have to be insured against, you have to have their written permission before you can start receiving coverage for counsel. Obviously, if you've been arrested, this is a problem

I also read #5 to mean a s74 hearing would not be eligible for insurance unless the reason for the s74 hearing was an insured event itself.
 
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Onagoth said:
I actually reviewed the provisions of the insurance, and decided it was very unlikely to protect me when I actually need it. Pretty vague wording in some places that I just didn't trust
Click to expand...

I agree with Onagoth , its not much use for antiques guys not from what i have Read.
if the RCMP Found a gun they thought might not be a perscribed antique you would be charged with haveing a restricted or worse prohib, thats fine if your licenced for them guns but most are not.
Then it says they dont cover none firearm stuff so i pay my policy for years then something happens they look up antiques and guess what... There none firearms in the eyes of the law.

So please show me how this insurance will help me and i will buy it give me some examlpes where it will help i could be way off base here.
I like the idea if it will help but im not sure it would.
All my none restricteds are just hunting rifles shotguns ect. all my antiques are antiques.
 
This is what I am saying to the people that want a rewrite of the
FA, There are many antiques owned by us that would fall under the
prohibited status.
 
budman said:
This is what I am saying to the people that want a rewrite of the
FA, There are many antiques owned by us that would fall under the
prohibited status.
Click to expand...

If the laws were re-written then I guess that's possible, however right now we're in the same boat, it's just sinking rather than capsizing. It's a question of do you want to stay in the boat knowing it will eventually sink, or try repairing it?



In regards to the insurance, it's probably worth a call and asking, or getting it in writing from them regarding their coverage. They want your business, they'll answer.
 
Understand exactly what you are saying, I just want to make sure we know
exactly what is going into the rewrite,and how can be twisted against us.


H Wally said:
If the laws were re-written then I guess that's possible, however right now we're in the same boat, it's just sinking rather than capsizing. It's a question of do you want to stay in the boat knowing it will eventually sink, or try repairing it?



In regards to the insurance, it's probably worth a call and asking, or getting it in writing from them regarding their coverage. They want your business, they'll answer.
Click to expand...
 
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