.... You guys worry so much, I don't see how you can enjoy handloading.
Well, a certain amount of misery builds character

I guess it's a bit like "don't use Federal primers in the Lee Autoprime..." just in case. I'd rather err on the side of caution unless there is clear evidence (such as yours) that the warnings are excessive, rather than face the quincequonces.
Speaking of lawyers, H110 and the .44 mag., I was up at the range yesterday testing bullet penetration with my 1894 and 240 gn. XTP, 265 gn. FP (both with H110) and Bullet Barn 240 gn RNFP (with 2400). Just about every exit hole was in an advert for a law firm!
I already posted this on another forum so, with apologies for the hijack, here are the results if anyone is interested:
The test medium was newsprint alternating with 1/2" ply:
I made one bundle for each bullet type and fired at 25 yards.
The Hornady 265 gn. FP over 21.9 gr. of H110 just penetrated the last board and dented the newsprint of the last bundle:
(Hmmm... the bullet landed on an advert for a law firm!)
I then fired a 240 gn. XTP over 23 gr. of H110 at the second bundle. It did nearly as well, but stopped at the beginning of the last piece of 1/2" ply:
(Well, I'll be... that one ended up in an advert for
another law firm!
I then fired a the Bullet Barn 240 gn. RNFP, over 20 gr. of 2400. It went clear through the entire bundle and couldn't be found. I repeated the test with a piece of 2 x 12" at the back. It went through that as well, but I discovered some fragments stuck in the board below the exit hole. Perhaps it hit a rock in the berm and shattered and a piece came back???
Now you're not going to believe this, but the back page of the phone book in the RNFP bundle had an ad for....
the same law firm as in the 265 FP test! (This pic was taken before adding the 2 x 12.)
There's gotta be a message here.
As to the condition of the bullets after their ordeal:
I don't know how useful this is in the real world; wet newsprint and plywood is a pretty severe test. No question the RNFP wins hands down for penetration, though.

Stuart