hunt camp owners

dakotamar

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NCR, Ontario
looking for any info from guys that own their own land and have buddies come in to hunt. specifically what if any insurance are you carrying? Also what kind of agreements do you have with your buddies coming onto your property to hunt? I am thinking about having one person come on with me to hunt my property and just looking for the pros and cons. right now i do not have any insurance on my property and was wondering if even that is a good idea even if i don't take anyone on.
also does any offer their property out to farm? I am a small portion that could be bush hogged and tilled and be ready to farm again, but was wondering the same as above.

Dak
 
I bought property last winter, I put a liability policy on it. I rent to a farmer to work the fields and take crops. It also covers me somewhat if someone is trespassing and gets hurt.
A friend of mine did the same with 100 acres he bought the year before. Liability insurance. Ask whoever you have your home insurance with, it should be able to be added to your home policy with minimal cost.
I'm in Ontario.
 
None. I'm a farmer in sask. If someone asks to hunt on my land and i give permission, that doesn't mean I'm responsible for them.
 
Guess I should add that i have liability insurance but i believe it's more for something like moving machines or maybe a fire getting onto other people property.
 
None. I'm a farmer in sask. If someone asks to hunt on my land and i give permission, that doesn't mean I'm responsible for them.

Unfortunately in Ontario the landowner can be held responsible. I used to keep some waivers with me the OFAH put out at one time for taking the onus off the landowner. I always offered them to the landowners. I can't for the life of me imagine holding a landowner responsible for my actions or possible poor judgement.
 
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I too am a farmer in Sask and I am sooo glad that I don't live in Ontario. But I do have an "Ag Policy" rider on my home insurance that includes 2M liability insurance for a nominal fee, I never expect to need it, but can't hurt.
 
Unfortunately in Ontario the landowner can be held responsible. I used to keep some waivers with me the OFAH put out at one time for taking the onus off the landowner. I always offered them to the landowners. I can't for the life of me imagine holding a landowner responsible for my actions or possible poor judgement.

yea, i wouldn't either, but if somebody was to fall out of a tree or tree stand and become disabled, they may have to sue you in order to provide the necessary medical costs, etc.
I haven't put insurance on my property yet, but generally don't have anyone but my immediate family on it and we are not usually doing anything that would be dangerous enough to worry about.
 
As previously mentioned you can get liability insurance as a rider on your regular home policy. It would probably run you in the area of $100/year. This is what my son pays for a rural property in BC. It is straight liability but is a major CYA. If anything untoward happens you make a phone call and the insurance company is on the hook to deal with not you.
 
I too am a farmer in Sask and I am sooo glad that I don't live in Ontario. But I do have an "Ag Policy" rider on my home insurance that includes 2M liability insurance for a nominal fee, I never expect to need it, but can't hurt.

This "Hunt Camp" thing seems to be something peculiar to Ontario and Quebec.

Grizz
 
I'm not land owner but I'd only give permission to insured hunters. OFAH was already mentioned. I think that you have your answers in this thread already.
 
yea, i wouldn't either, but if somebody was to fall out of a tree or tree stand and become disabled, they may have to sue you in order to provide the necessary medical costs, etc.
I haven't put insurance on my property yet, but generally don't have anyone but my immediate family on it and we are not usually doing anything that would be dangerous enough to worry about.

This part of your post is a major problem with society these days. Why is it that a person can't be responsible for his/her own actions? Climb a tree (treestand) and fall, now somehow it is the property owners responsibility financially for the person that falls. Makes no sense. Nothing makes sense anymore.
I'm not disagreeing with your post, I'm just stating my opinion about society in general. I agree with you, and that's why I put insurance on my own property, this is why you need insurance, because someone will sue you, for something you have no responsibility for.
 
To change the topic in another direction now... what kind of agreements do you have with your buddies coming onto your property to hunt? By which I mean, do they help you build stuff on the land, i.e. tree stands or other stuff?

I post on FB all the improvements I am doing at my property and I have a guy watching this (or his wife really ) and she keeps asking for him to see if he can come down and hunt but asking in Nov (second year in a row now). I would think if somebody really wanted to hunt with you, they would be down and helping out with the understanding that they could hunt with you in the fall. Not like I know this guy all that well, met him at dinner about 3 times at a friends house, seems ok but hasn't offered in anyway to be there before deer season. just has messages when the season is open.
 
Lots of them kind of folks around. It's your call but I am straight up with them myself and just say no and I tell them why if they persist in asking or hinting around. I just love it too when somebody's wife or gf including your own mentions that so and so hunts and you two should get together and go some time. Women who don't hunt think its like going for tea and cucumber sandwiches!
 
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