Insurance for reloaders

[M16LR.50]

I’ve come across a few powder storage threads that made mention of insurance companies cancelling policies if you have powder...

Which companies are reloader friendly? I'm in Ontario if that makes a difference..

Thanks

 

[lacroian]

Lol, as long as its in the proper container you will be fine.... Just dont go with a cut rate insurance company! Same applies to storage of gas and other flammable products..

 

[kamlooky]

Inshureance?
Don't smoke.
Pewt ell-cappoez's back awn the powder cans.
Lawk le porte when yer dun.

 

[stubblejumper]

The last time I checked Cooperators did not cover homes where reloading took place.

 

[M16LR.50]

The last time I checked Cooperators did not cover homes where reloading took place.

This is why I asked... there was a thread I saw where a customer of 30yrs had his policy cancelled by them...

But I also emailed cooperators recently and had the agent get in touch with the underwriter, who said as long as it is stored as per the legal requirements the home coverage is valid.

 

[wifigary]

This is why I asked... there was a thread I saw where a customer of 30yrs had his policy cancelled by them...

But I also emailed cooperators recently and had the agent get in touch with the underwriter, who said as long as it is stored as per the legal requirements the home coverage is valid.

I got the exact same response from the underwriters when I renewed last month. No issues here.

 

[3macs1]

The last time I checked Cooperators did not cover homes where reloading took place.

That is 100% here but seems to vary by province
Cheers

 

[RC Fan]

Try HUB International. They seem to have offices in most cities.

 

[Sqr]

What are the criteria for storage in a particular areas?

 

[HammerliSP20]

The last time I checked Cooperators did not cover homes where reloading took place.

I just renewed with Cooperators and I am fully covered as long as components are stored per the regs.

 

[Mr.Crumbz]

I clarified with my insurance that firearms, ammunition and reloading were covered under our insurance. I believe Aviva is the company.

 

[Northernfly]

Intact Insurance has no issues if storage of reloading components, ammo, and firearms is per regulations.

 

[peterdobson]

If it's not property excluded it is covered.

Peter

 

[M16LR.50]

I clarified with my insurance that firearms, ammunition and reloading were covered under our insurance. I believe Aviva is the company.

Aviva seems to be pretty good... I only learned about them after buying my boat. I should email and ask them (here in ON) and see if they have a clear and consistent answer

 

[enefgee]

If it's not property excluded it is covered.

Peter

This. If you have an "All Risks" policy then any peril not specifically excluded on the contract wording is automatically included in the coverage, the same goes for property not excluded.

 

[jethunter]

I just renewed with Cooperators and I am fully covered as long as components are stored per the regs.

Cooperators was one of the companies that was at one time refusing to insure if reloading components were stored in the home. Was several threads started about it back then, I wonder if they have changed their policy now?

 

[350 Mag]

Thanx for this thread....had no idea.

I store my powder and primers in garage but still good to know.