I thought I had stated I loaded the H&R from the muzzle. After re-reading my post, I see I did, in fact, mention that I was loading the patched round ball from the muzzle. Guess you missed that part.
The bigadvantage of the H&R over the Ruger for this purpose was; it had an exposed hammer. The idea of loading from the muzzle with the hammer cocked just seems unsafe to me. Remember, the Ruger safety does not block the hammer. It only blocks the trigger. This is why I don't like the idea of using an unmodified #1 as a muzzleloader. As you pointed out, even loading over a primed case is a little iffy. Things can happen.
Virtually any modern muzzleloader barrel will handle pretty high pressures since most are made of the same steel as centerfire rifle barrels. It is the percussion cap/nipple more than anything which precludes their use with smokeless. That and the fact that smokeless powders are less forgiving. You can't use the wrong kind, in the wrong way, and expect to get away with it.
As far as muzzleloading seasons are concerned, I don't think even the Sharps percussion rifles are legal for use in these hunts so it is unlikely a muzzle loaded 45/70 or 458 would be.