Well, I bit the bullet, so to speak. Bought the 22lr over 20ga. It's defiantly not as refined as a mid range break action shotgun, but seems solid enough and wood is good. Came new quite dirty and had to do a full clean of bores and mechanism. Also needed a few strokes with a file to the extractor mechanism to make the ramp it rides smooth. Once clean and oiled it felt quite good. Took it out for a shoot and it was pretty good, just a small elevation adj and it was spot on at 25 yards. Put a couple target loads thru it and they patterned evenly around the 22 hole, so I was quite impressed.
Comes with a removable Modified Rem-Choke. Going to pick up a Cylinder bore for slugs and a Full for small game.
Handles nice and fits me well, I'm 6.0' tall. Love the fiberoptic sight as mentioned above as well. Pretty happy for a $500 purchase.