Jerry what do you consider to be a lot??
I do mine around 30 inch pounds.
I believe the bedding holds the action and stock together NOT the force of the action bolts. Action bolts are not designed to be load bearing devices.
Just to keep the action and stock from separating under use - and that takes very little force.
So when I bed my rifles, the action and stock are like one with no wiggling around. They feel like you should be able to shoot them as is.
I then hand tighten the action bolts so they don't loosen. No idea what that relates to in torque value as I have never measured what it is. certainly not much.
Most of my stocks are also pillar bedded so the bolt snugs up tight when it hits that pillar.
Many suggest 65 in lbs or a value similar to this to secure the action in the stock. It can work but if the action is poorly supported, the action will squirm in the bedding and cause all manner of flyers over time.
The worst have been the alum chassis V block stocks some of which aren't even level to the action. After use, you can see two lines worn on the bottom of the action and usually a grey/black sludge - that would be a mixture of bluing and alum dust. Wear caused by high freq vibration.
And indicates the contact point of that action to the stock. Not much in my books.
You can also sometimes see this on the back of the recoil lug - but only if it made contact with the chassis. Many don't
Most fun is to look into the action bolt holes in the chassis. If all went as planned, there will thread marks inside this hole. Considering that this hole is not threaded and sig larger then the bolt going through it, how did those marks get there?
I have seen bent action bolts too.
You can torque till the cows come home but if there is nothing solid holding that action in place, the action will move until something jams into something else. In general, that is the action bolt against that hole.
And given how the marks are typical all around the chassis hole, that poor bolt moved around alot.
Proper bedding supports the recoil lug fully ON ALL SIDES. The recoil lug is there to take up the recoil loads and torque (why it needs to be bedded on all sides). The recoil lug touching the stock through the bedding (better if it made direct contact but that is also rare) transfer that force to the rest of the stock. The action bolts are isolated from both recoil and the vibration (why they shouldn't loosen so you don't need alot of force to keep them in place).
My thoughts on the matter.
Jerry