The myth that reloading is cheaper than factory is B.S. if you add your time hand loading is way more expensive (unless you consider your time worthless), the only benefit is that you know exactly what your load is.
Of course your time is worth something, but when you don't have to pay for someone else's time, it's a savings. You can also look at it another way, reloading is an art of itself, just like fly-tying, you can buy fly for $1 each, why tie a fly? its part of the experience catching a fish with a fly you made. Same goes with reloading, its the combination of components, power, accuracy, etc... I have reloaded over 250k+ rounds in 25 years, and have made back the cost of my press 100x's. Finding that PERFECT load is an amazing feeling.
Prices always go up, get used to it, with our dollar and inflation. If you happen to find some powder cheap you got lucky, it's old stock from before, and the store didn't want to gouge you like so many do.
reloading the orphaned and hard to get rounds also makes for a substantial savings also, 9mm is cheap from the factory, but I shoot my 10mm at the cost of a 9mm. You can't beat that.
reloading not only saves you money, its an art form.