VZ24 all the way. Can't go wrong for $350, it's a bargain compared to K98's and Yugo M48's. Had two SVT's and sold them both. Less of the VZ24's around and the SVT's are a dime a dozen unless you can find a rare version. The stock on my VZ24 is gorgeous, the bluing is excellent and the bore is almost like new. Bayo was brand new still in cosmoline and wax paper.
Always found the SVT's too long, bulky and clumsy rifles. Only thing the Mosin's and SVT's got for themselves is the cheap surplus ammo (if you can still get it). 8mm Mauser is expensive... but the workmanship on the VZ24 is stellar, whether the crest is buffed off or not, doesn't make much of a difference to me.