Hmmm... For those of us that hunt as well as target shoot, having a scope fail can ruin your hunting trip big time, so the warranty is a lesser consideration compared to the actual reliability of the scope. Included in the definition of reliability is repeatability and trackability, of which these issues are not easily remedied by warranty. Try doing the "box test" on your favorite scope on a cold day, and report your findings.
Why do you need to see the holes in the target - that's what a spotting scope is for? Having too much magnification is just as problematic as not enough. The excess magnification amplifies your movements in the sight picture, and can give you the yips. 3 - 9 X 40 is an excellent choice for all around applications out to and beyond 200 y.
One has to realize that in this day and age, the largest impediment to shooting sub-moa consistently is the shooter himself. Simply put, it takes practice to achieve the same level of precision that is offered by todays guns, optics and ammo. In this regard, money spent on expensive gear, and time spent internet surfing are poor compensations for actual range time.