I had a 10/22t, and it was pretty good out of the box, (though the trigger sucked) but I got bored fast... It depends on what you want, I like tinkering, and if I had to do it again, I'd buy the cheapest 10/22 possible and build one with a better stock, barrel etc. I find it more fun that way. The Ts look cool, but you can build one with aftermarket parts that'll look much cooler. You're already going to have to add a few things like a mag release and do trigger work on a T. If you can find a used bone stock 10/22 and tweak it, you can probably come in at around the same price as a T, and have a custom rig.