I find fmj can be cheap for common Calibres, but softpoint hunting bullets are significantly more expensive as a rule. Primers as still cheap, especially on sale. Powder is still expensive at the best of times, but sometimes on sale for a decent % off if you pick it up in person.
I’m considering no longer loading for my 30-06, since when they’re on sale and also have a factory rebate it’s barely worth the time. 308win still has savings to be made, as it uses quite of bit less powder.
To do it all over again, I would buy the cheapest on sale ammo with factory rebate, and if I want accuracy then use my reloading kit to ensure the same overall case length and powder charge of each round. Not much price difference, but new brass doesn’t require work, and making it more precise/consistent is fast and easy at that point.
I will still load 308 as it’s still worth it. It’s still worth it for 223, especially if you want to tailor your own load or buy bulk. I hope to get myself one when I can afford to - and the supplies to reload it.