You certainly identified the biggest con in EMT, being the lack of protection. That it doesn't offer you rewards isn't a negative so much as using the option with rewards adds that as a positive. Why would you use EMT instead? Once you've got trust in place (and obviously there are no trust issues with the dealer in question) it is just as fast and reliable, it doesn't cost higginson an approximate 3% haircut. As noted above retailers can play with that cost in their prices but it's actually a violation to do it in the method that was described, they cannot add fees because somebody chooses to pay with credit, they can really only discount an item for a different payment method. In order to effectively do that you would need to artificially inflate your prices across the board by 3%, which is obviously against the business approach that higginson has always taken.
I went to place a bullet order this spring, copy pasted info & pricing from their site into order. The quote I got back was $10/box more than their website price. I did not complete the order.
I have been buying from Higginsons since they were Xelex explosives, Ammomart, and now Higginsons.
As a teenager [a long time ago] I bought thousands of rounds of 22 LR ammunition from him. Can't remember
the brand name, but it came in square boxes of 100 rounds, and was quite greasy. Good, accurate stuff.
Been buying powder from them half of forever, it seems. Thomas was a very interesting fellow, with whom I
had a very good relationship. He sometimes send powders for me to try and then report on. He and Andrew
have always been great to deal with. Dave.
They need to hire an IT guy...