That’s what Was said but people jumped on FOC in defence.
Credit cards being opened in peoples name
Emails being hacked, sims being swapped.. multiple people saying someone was able to change their bank password and empty their accounts.. why the #### some people defend vendors I’ll never know. How much more proof does someone need than hundreds of separate accounts?
These idiots think some foreign entity hacked the credit card processor…
Your pal. Your email. Your address. Your phone. Your credit card and anything else you provided is compromised. Is on the dark web and is being used for nefarious things.
As of current status, I strongly recommended that anyone who has dealt with FOC over the past 6-months or so to get a credit monitor service from Equifax. It costs about $20 a month (first month free), and not only does it give you a comprehensive credit report, but also it monitors all the credit related activities under your identity. It costs a peanut comparing to what we have been spending on firearms/ammos. I cannot emphasize enough how importantly it is.
I can confidently say this FOC ordeal is way more than just Credit card information leak, it's about identify theft now! Criminals probably have all your personal information now including name, address, email address, credit card, date of birth. With all this information, it's pretty easy to open a new account online, change the mailing address, all type of scary things.
And I know FOC is not going to do any damn things just by looking at their behaviour here. I also strongly suggest anyone who has read this thread to this far boycott FOC.
Do yourself a favor, $20 a month is nothing comparing to the potential headache, and you can cancel it anytime.
Credit monitoring alerts
These alerts are always on. We will alert you if any of the following occurs on your Equifax credit report.
New hard credit inquiries
New deposit account inquiries
Name change
New collection accounts
New accounts
New bankruptcies
New or changes to public records
Changes to existing accounts
Change of address
It is unfortunate we have to do this ourselves because FOC is not going to do anything. Protect yourself, identity theft is very scary and it's already happening.
F--k FOC is understated curse. F--k FOC anyway.