while I was in UK on August 26, my cc was charged for $350 in Canada Wonderland. Luckily I had text message informing me the charge immediately when it happened. I had to make a 20 minutes long distance call to the cc company and opened a dispute case. As of now it's still ongoing.
I am 100% sure it's FOC.
I have purchased credit monitoring product from Equifax and leave it on for at least a year and half. I will be notified for any credit check or identity verification immediately.
Again, I have said this multiple times, but not enough, let me say it again: F--K you FOC.