Stupid question, but would taking a file to FMJ ammo, and filing off the tip till the lead shows satisfy the law for hunting? Maybe even filing 6 or 8 notches at the end, to facilitate "expansion" of the copper jacket? With a proper grinder or electrical sharpening stone this will take only a few minutes.
Secondly, S&B FMJ ammo actually contains steel core covered in layer of lead and then a copper jacket (Well, at least the 1973 batch of S&B originally bought from Marstar). Is the fact that the there exists a steel penetrator OK for hunting, as long as copper is stripped off at the tip?
Lastly, will mutilating a bullet in such a way make a huge difference to ballistics? In other words, given, say, a deer at 100 yards of less, will one still be hitting the deer in general vicinity of where one aims? I have no illusions about sub-MOA accuracy with milsurp ammo that was in addition further mutilated, but is it "good enough"?