the 10/22 is an exception to the rule certainly, as are the few others that have 5 shot mags that fit level with the stock..Mossbergs for instance..The OP is talking about Savage and Marlins...I have been with " 10/22shooters" that have a need for the 30 shot mags and too many were damaged, bumped or lips torn off to suit me. Bumping a tube mag does not bend it and if so it will certainly function with less number of shells as half is still protected by the stock.
I certainly would like to see someone load , by hand, two 10 shot mags as compared to loading a tube mag. I have tried both and they do not compare in time nor sore thumbs. Sure mags can be loaded ahead of time, but still takes time for reloading when empty.I shoot a Lakefield Mark II and carry 5 extra mags, but it is tedious to sit and stuff the "sore thumb" mags again, where the carts can be dropped into the tube without opposing pressure.
There is an advantage to each type, but it comes down to enjoying what you have.
As for losing mags, read some of the threads in the EEs for parts. Many lost ,misplaced or missing? It often happens to shooters in the fields in the heat of the chase and even have seen lost or dropped mags when big game hunting. Does it happen often, only the losers can answer that. Some of us are lucky, as I have not lost any either in 50 years plus of shooting. But a tube mag does relieve a person of this worry.