The 3 barrell combo would have you covered for all aspects. same 28" vented - skeet\trap & upland game, just 24" vented - HD & turkey, & 24" rifled - HD, deer & bear, you may not be a hunter now but who knows what possibilites the future holds you'll have this gun for many years and eventually want to expand your skills, plus resale would be better for you if you had 3 barrels instead of 2, the 3rd choke is a bonus too or just sell the unneeded barrell for $$ you'll make bank. A suggestion for HD is a pistol grip, their fun plus it shaves more inches off total legnth. The gun is question is great and you'll be fine with either combo for what your looking for. stay safe and have fun.