Surplus is sporadically available at best, but it is out there and be prepared to jump on it. Commercial soft point loads are not uncommon to find in half the stores or better, but its at a premium price. I picked up a couple hundred commercial loads just to have the brass, but also ordered in some good quality Norma brass. Reloading puts the cost at about 60 cents for superior quality loads, and is probably your best friend if you can save enough brass to do so.