39 grains of IMR 4198 under a 405 grain Remington jacketed flat nose isn't really a "plinking" load. That's pretty much a hunting load.
Using 500gr cast plain base bullets over 15gr of Trail Boss I'm getting ~975fps. I shot about 3" off hand standing at 50 yards (sights on my rifle are junk though.)
Using the same bullets over 16gr of Bluedot I got ~1130fps and about the same accuracy.
Same bullet over 20gr of H4198 getting ~1250fps. About the same accuracy again.
I really need to get a scope on my rifle (it already has the mount and I have the rings sitting on my desk, just haven't gotten around to buying a scope yet) to really tell accuracy of the loads though.