The camo finish is worth the protection factor ,we all had 870 remingtons that rusted up just riding in the truck ,my extrema was starting to peel the coating off after 6 years of hard use ,but expected it.All my goose and duck guns lead a hard life all are plastic and covered in some form of camo,make a difference to the duck no but to me worth the extra and yes my Benelli 828 gets treated better ,but its just for pheasants and sharpies...