When switching bullets, there are 2 factors that can change, max pressure and velocity.
If the substituted bullet is longer, and is seated to the same OAL, pressures WILL increase. Obviously this is much more important if you are at a max load, and if using fast burning powders.
Peak pressure in most handgun rounds occurs before the first 1/4" of bullet travel. (a couple large magnums, with lots of slow burning powder, reach peak pressure a little farther out, say 1/2" to maybe 3/4" out)
A longer bearing surface on a bullet will not affect peak pressure (much) but will affect velocity.
As said above, use published loads.
Sunray, you are only partially correct. The bullet construction is not as important as length of the bullet and seating depth (volume remaining within the cartridge). Going from an IDENTICAL jacketed to plated/lead bullet might raise peak pressure a couple thousand PSI, but only IF the volume in the cartridge below the base of the bullet doesn't change. This is where the biggest problems arise in substituting bullets.