Credit Card Question

B

BrentP

New member
Rating - 0%
0   0   0
I'm sorry if this seems like a stupid question and I apologize if it's been answered before, but I've been looking for an answer and can't find one.

I just turned 18 a few months ago and I should be getting my PAL soon. I was looking to buy my first firearm when I get it but I don't have my own credit card. Would I be able to purchase a gun online using my PAL number but my father's credit card?
 
It would be better to use EMT, I was worrying about buying stuff online with a low limit on my card but most members on here take and prefer EMT, you can also send MO to some of the businesses Canada Post can send MO but they charge a $6 fee to do so.
 
You can't use your fathers credit card....but he can use it to buy a gun in your name/pal

Credit cards are only authorized for use by the person whose name is on the card.
 
So would I be able to give his credit card information over the phone if I had his permission? Or would he have to call the seller as well?
 
BrentP said:
So would I be able to give his credit card information over the phone if I had his permission? Or would he have to call the seller as well?
Click to expand...

Best bet is to have him call it in....might look weird when you given them all your information, and then they ask about the billing info, and you give them a credit card number with someone else's name on it. Many retailers ask for the name on the card.
 
Onagoth said:
Best bet is to have him call it in....might look weird when you given them all your information, and then they ask about the billing info, and you give them a credit card number with someone else's name on it. Many retailers ask for the name on the card.
Click to expand...

That's a good idea. Thank you very much for the help
 
I often use my wife's credit card without any problems. I've never been asked any questions about the names not matching or anything of the sort.
 
Gallant0 said:
I often use my wife's credit card without any problems. I've never been asked any questions about the names not matching or anything of the sort.
Click to expand...


:agree:

As long as you have the name, #, expiry, and those 3 digits on the back, its all good.

Advise: Get your own CC, build up your credit score and buy what you like.
 
mralberta said:
:agree:

As long as you have the name, #, expiry, and those 3 digits on the back, its all good.

Advise: Get your own CC, build up your credit score and buy what you like.
Click to expand...

You're right, I'd like to get my own credit card soon. Hopefully my first purchase is also my last with someone else's credit card
 
Tell your Dad what you really, really had wished he had bought you for your (recent) birthday.
Happy Birthday and Congrats.
 
3strokes said:
Tell your Dad what you really, really had wished he had bought you for your (recent) birthday.
Happy Birthday and Congrats.
Click to expand...

haha, he actually paid for my PAL course and PAL fee for my birthday. When Christmas came around all I wanted was a gun but I didn't have my PAL. He gave me some money to get one so I guess I'll just be handing the money back to him :)
 
go apply to the EE, find what you're looking for there and pay by EMT, or go to a local retailer, pick up and fondle your new boomstick and pay cash/debit.

But yeah, get your own cc, and be smart with it, all the time. It's a big temptation, especially with guns.

and welcome to the site, btw.
 
ALLS London said:
go apply to the EE, find what you're looking for there and pay by EMT, or go to a local retailer, pick up and fondle your new boomstick and pay cash/debit.

But yeah, get your own cc, and be smart with it, all the time. It's a big temptation, especially with guns.

and welcome to the site, btw.
Click to expand...

thanks! there's not too many shops near where I live, and I saw an ex-sniper Mosin on Trade Ex that I would love to get. It's a cool piece of history and it's inexpensive. It may be worth calling in to some stores to see if they have any Mosins though.
 
BrentP said:
thanks! there's not too many shops near where I live, and I saw an ex-sniper Mosin on Trade Ex that I would love to get. It's a cool piece of history and it's inexpensive. It may be worth calling in to some stores to see if they have any Mosins though.
Click to expand...

Don't jump in to anything, or be pressured into something you don't really want.

Like I said, very addictive hobby
 
Onagoth said:
You can't use your fathers credit card....but he can use it to buy a gun in your name/pal

Credit cards are only authorized for use by the person whose name is on the card.
Click to expand...

Exactly , and we wouldnt want you to commit CC fraud by using an unauthorized CC.
Get your Dad to do the ordering of the firearm (payment portion that is)
I have yet to find a dealer that will accept EMT, but then again I have only asked three sponsors here if they would accept an EMT.
Most private sales though the EMT works fine,
Tight Groups,
Rob
 
blista77 said:
get a debit visa there free to get and u can get any age and u can only spend what in your account(makes sure u dont spend to much :) )
https://www.cibc.com/ca/features/cibc-advantage-card.html
Click to expand...

This would be my vote, or a prepaid credit card. Credit is a slippery slope :kickInTheNuts:. Either way try to have all the money ready and waiting, don't plan to pay it next pay/end of the month, its an easy mistake that everyone makes.
Then again you should be responsible with credit, our government already thinks your responsible enough to own a firearm :dancingbanana:
 
You must log in or register to reply here.
Back
Top Bottom