I'm not sure that one has to be afraid of case head stretching or separation anymore than anything else that can go wrong while shooting. But it does indicate case failure and means something is wrong. So, it makes sense to at least take some constructive action. It can indicate a headspace problem in the rifle you are shooting for one thing. Or your brass might be old, overworked and should be replaced. One old rifle I had was a 303 Savage Model 1894 lever action with the rotary magazine, round counter and safety indicator. It was my grandfather's hunting rifle. I seriously didn't want to hang it up and still have fond memories of it. But there was a headspace problem with the rifle, and it would stretch a case to the point of failure, or even crack it sometimes, with one firing.