Lost Guns in fire, need help with value

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gumbellion

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i lost all of my guns. Most are pretty easy to figure out as they are still available but i had a few shot guns i cannot find a value for, and maybe you guys can help. I actually dont know the models of them either

I have to determine what it would cost to replace them with a similar item, which is tough

1. Mossberg bolt action .410, wooden one piece stock

2. Savage pump 12 gauge. I seem to remember i remember it was from 1918 or else a model 1918 but cant seem to figure it out. It was my great grandfathers

3. Browning break .410

4. Break action 20 gauge-no sure the brand

any help would be appreciated
 
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gumbellion said:
We had a house fire and i lost all of my guns. Most are pretty easy to figure out as they are still available but i had a few shot guns i cannot find a value for, and maybe you guys can help. I actually dont know the models of them either

I have to determine what it would cost to replace them with a similar item, which is tough

1. Mossberg bolt action .410, wooden one piece stock..................$200

2. Savage pump 12 gauge. I seem to remember i remember it was from 1918 or else a model 1918 but cant seem to figure it out. It was my great grandfathers..........Priceless

3. Browning break .410..............This needs some serious homework. Wildcat figure $1000

4. Break action 20 gauge-no sure the brand.................$450

any help would be appreciated
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Hope I dunt git me arse flamed.
 
gumbellion said:
We had a house fire and i lost all of my guns. Most are pretty easy to figure out as they are still available but i had a few shot guns i cannot find a value for, and maybe you guys can help. I actually dont know the models of them either

I have to determine what it would cost to replace them with a similar item, which is tough

1. Mossberg bolt action .410, wooden one piece stock

2. Savage pump 12 gauge. I seem to remember i remember it was from 1918 or else a model 1918 but cant seem to figure it out. It was my great grandfathers

3. Browning break .410

4. Break action 20 gauge-no sure the brand

any help would be appreciated
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Need a lot more details than that if we can give anything accurate. Numbers 1,2 and 4 are not likely worth more than $200 each, and that may be generous. The Browning may be worth a great deal, but without details it's impossible to say.
 
Are we talking EE prices, or actual value?

On a serious note, what will happen to the burnt guns after the settlement? I have always wondered about fire guns. Most guns are all metal, other than the stocks. Could they not be brought back to life by someone with time and money on their hands?
 
Woody-to said:
Are we talking EE prices, or actual value?

On a serious note, what will happen to the burnt guns after the settlement? I have always wondered about fire guns. Most guns are all metal, other than the stocks. Could they not be brought back to life by someone with time and money on their hands?
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Fire, heat, cold water... dunno if I'd want to play that game. Might be picking bits of gun out of yer skull
 
I’m not sure how it works, but I would imagine that if you went to the insurance company and told them you lost a shotgun worth $5,000 they’d want a recent appraisal.

So I would take your best shot at replacement value,find something new that’s “comparable” and use it’s value as your number.

If you had something super valuable in their, you would probably need documentation and it doesn’t sound like you have that so you’re probably SOL.
 
Woody-to said:
Are we talking EE prices, or actual value?

On a serious note, what will happen to the burnt guns after the settlement? I have always wondered about fire guns. Most guns are all metal, other than the stocks. Could they not be brought back to life by someone with time and money on their hands?
Click to expand...

If the stocks are gone the guns are toast. Hot enough to burn the stocks, hot enough to ruin the temper of critical components. The metal gets soft and your pressure vessel turns into a bomb. Don't mess around with fire damaged guns.
 
An insurance claim of this magnitude requires some serious pencil and paper work.
Gain where you can as you will lose else where.
I've seen it time and time again where the actual value of the top premium paid
by insurance dollar endorsements paid is never reach.

Meaning .......... you pay for one million worth of coverage for home and contents
lost and try and collect that said amount.

Sort of like dealing with car/truck insurance.
Some schmuck writes you off and you try and replace that vehicle for what you
had into it.

Good luck O.P.



Poker face is well worth practicing.

And a fewt note to Woody-too, go find sumting hard to bang yer tete awn..........olie molie.............:bangHead:
 
Woody-to said:
Are we talking EE prices, or actual value?

On a serious note, what will happen to the burnt guns after the settlement? I have always wondered about fire guns. Most guns are all metal, other than the stocks. Could they not be brought back to life by someone with time and money on their hands?
Click to expand...

Would not even be as good as a 88 for a canoe paddle :) Seriously with enough heat to burn the stocks the metal is trash also
Cheers
 
gumbellion said:
We had a house fire and i lost all of my guns. Most are pretty easy to figure out as they are still available but i had a few shot guns i cannot find a value for, and maybe you guys can help. I actually dont know the models of them either

I have to determine what it would cost to replace them with a similar item, which is tough

1. Mossberg bolt action .410, wooden one piece stock

2. Savage pump 12 gauge. I seem to remember i remember it was from 1918 or else a model 1918 but cant seem to figure it out. It was my great grandfathers

3. Browning break .410

4. Break action 20 gauge-no sure the brand

any help would be appreciated
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Sorry for your loss
Have only had one friend through this thank god and for him if they have not been appraised and they have a copy on file or you have pics to prove condition they normally will give average condition or lower based on book value
Ones that may not be in the book and he had no information they gave nothing. They will not pay for sentimental value

Off the top of my head No.1, 2 and 4 $400 total I would expect to get min have no idea what 3 is
Cheers
 
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gumbellion, sorry for your losses and imagine the shotguns listed were the least of it. Hope family and pets all came through ok.
For the rest of us the message is we need records not stored at home.
I created a (free) account in the cloud with dropbox for this reason - not just for fire/theft but also in case someone needs to sort out my assets sometime long in the future. Among other things are folders for each gun I own with multiple photos and a Word document showing serial numbers, chambering, amount paid, present market value, where it came from, any work done on it, date of manufacture, chokes - basically any pertinent info that I learn about the item and is worth recording.
If I sell one I drag the folder into the "sold guns" folder just for my own records if there is a problem with the deal or if I want to reminisce.
Sounds a little anal, I know. You can thank me later when you're at work looking at your gun collection.
 
Londonshooter said:
gumbellion, sorry for your losses and imagine the shotguns listed were the least of it. Hope family and pets all came through ok.
For the rest of us the message is we need records not stored at home.
I created a (free) account in the cloud with dropbox for this reason - not just for fire/theft but also in case someone needs to sort out my assets sometime long in the future. Among other things are folders for each gun I own with multiple photos and a Word document showing serial numbers, chambering, amount paid, present market value, where it came from, any work done on it, date of manufacture, chokes - basically any pertinent info that I learn about the item and is worth recording.
If I sell one I drag the folder into the "sold guns" folder just for my own records if there is a problem with the deal or if I want to reminisce.
Sounds a little anal, I know. You can thank me later when you're at work looking at your gun collection.
Click to expand...

I do the same in a book. Always have must be from at one time being a collector made me like this with respect to records
I also have riders on my insurance for my firearms since after reading the fine print there was a max pay out of $5000 despite my policy saying everything is covered, some have appraisals and my insurance company knows exactly what I have and their values. Some they even have pics of
Many would not agree with an approach like this but like I say it all depends how much bacon you have in the pan to lose
Cheers
 
3macs1 said:
I do the same in a book. Always have must be from at one time being a collector made me like this with respect to records
I also have riders on my insurance for my firearms since after reading the fine print there was a max pay out of $5000 despite my policy saying everything is covered, some have appraisals and my insurance company knows exactly what I have and their values. Some they even have pics of
Many would not agree with an approach like this but like I say it all depends how much bacon you have in the pan to lose
Cheers
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Interesting - I have never seen a policy here in Ontario that places a limit on firearms
 
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