Maybe a dumb question but...

[Brianma65]

I was told from a privately owned CP outlet, owner, that I would need a receipt to make a claim.

I sold a gun ,valued at $2200, but I bought and assembled all the parts from many different vendors.

And I didn’t keep any receipts, so I just canceled everything insurance.

But I’ve dealt with Canpar and all they required was a store flyer price for similar items.

 

[gaff]

shipping to Nfld and the far north is almost double the rate to ship to other destinations .

 

[Beater]

I was gonna add the insurance, $1800 worth, but was told, if I ever had to use it, I would need a receipt to show the value of the package.

new one on me. ithink sometimes the people behind the ounter make up there own rules

 

[Horilka]

That isn’t how it works. That is actually fraud and is illegal. Misrepresentation of value for goods insured.

I am thinking that life has a few surprises in store for you - almost every insurance coverage I have ever dealt with is for indemnification of actual loss. If you have bought a home insurance policy for $500,000 coverage on a house worth $50,000, when it burns down (an insured peril), you will collect what you can prove you lost, not what you have been paying premiums for, life insurance excepted.

What fraud? If I sell gun for 3k and buyer wants to insure it that would be the value and for every $100 of value one need to pay $2.50 or $3.50 depending on type of service. What the hell are you talking about? If I buy $300 gun and find that it's collectible and worth $3k and I send it to my buddy with $3k liability coverage then it's is something I value this gun for and pay for liability coverage.
And BTW it's not "insurance up to [value]" it's called "additional liability coverage" and shipper pays for every $100 or $200 of it (depending on service). There are limitations, there are exceptions and there are clauses to prevent fraud (f.e. you claim you lost $500 item in the parcel with $100 liability - then you will need to back up your claims), but in general you will get back what you covered for with included or additional liability.

 

[xdmer]

You'll get use to prices if you ship them enough , it's best to use Canada Post calculator like others have said.

 

[nithburg]

Great idea!

 

[kaskirov]

Of you are selling a lot and have a business number, then you might want to look at a business account. Saves 5% i think. Maybe faster shipping and free insurance too. Can't remember the exact details.