New O/U grinding shot shell rim on receiver wall

Gibo

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Ottawa
New to gun ownership so sorry if dumb question.

Got a 12ga Franchi Instinct L recently and took it out to test, action was a bit stiff but that's not surprising.
After I got home I tested out the trigger pull with some snap caps but I couldn't close the receiver if the bottom chamber was loaded if only the top chamber was loaded I could close the receiver.
Looking at some of my spent shells I realised the rims of the casings were a bit shaved meaning shells loaded in the bottom chamber where being rubbed against the back of the receiver when closing.

Is this normal for o/u shot shells or should I get it serviced?
 
Striped gun, clear signs of rim grinding with metal shavings getting caught in bottom firing pin.
Will be claiming insurance on this probably qc issue.
 
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