I can’t imagine not reloading, every time I walk down an ammo aisle reinforces that…
But cost is relative.
With factory rolled ammo most people quantify cost per box, or by 20 rounds and buy a few boxes at a time as needed.
With reloading (at least for me) the tooling is amortized over my life time so it’s a fixed expense that improves its value to me over time as it isn’t affected by inflation like factory ammunition is.
Also when reloading I look at the consumables in lots of 100 or 1000, not 20. Some upfront it might appear higher cost but if you run the cost per round you usually can build premium ammunition well under the cost of cheap ammo and again, once the components are purchased they are not affected by the future inflation of factory ammunition you haven’t purchased yet.
So upfront costs can be perceived as high but spread over time costs are actually low.
Another bonus with reloading is you get a mindset that you’re never really out of ammunition, you just have to assemble it.
So just one more skillset in life to learn; read a book, watch some videos, ask some questions, gain understanding and always err on the side of caution.