There's a huge range between the cheapest and quickest safely-shootable reloads you can crank out vs the finest tuned-to-your-rifle precision loads money can't buy. Reloading isn't just a single game.
With the popular calibers (9mm, 12ga, 223) whether you're ahead or not varies with the market, but being able to reload gives you that option. Or if your arm is sore, don't reload the stuff you can buy until your arm feels better.
Less-popular calibers can be near-impossible to find, or ridiculously priced compared to what happens at the reloading bench. This especially applies to revolver rounds, no doubt in part because revolver shooters get nice handfuls of un-ejected brass and it's too easy to take home and reload.
With the popular calibers (9mm, 12ga, 223) whether you're ahead or not varies with the market, but being able to reload gives you that option. Or if your arm is sore, don't reload the stuff you can buy until your arm feels better.
Less-popular calibers can be near-impossible to find, or ridiculously priced compared to what happens at the reloading bench. This especially applies to revolver rounds, no doubt in part because revolver shooters get nice handfuls of un-ejected brass and it's too easy to take home and reload.