plugchu;
Good afternoon sir, it sounds like you're on the right track for diagnosing this to me.
As far as I'm concerned that's the last time you need to apologize for asking ANY question. We all learned this thing we do one piece of information at a time and speaking personally when I quit learning about firearms like as not I'll have crossed over....
I used to think I knew quite a bit, then I met some folks who really did. Now I believe I know enough to ask an intelligent question now and then.
I'm a believer in gun grease for sure, but then I don't take our hunting rifles out in any colder weather than say -25° at most so most synthetic grease is still fine then. If I was still back in the flat lands then I might rethink the grease for the -45° days.
If you bought the rifle new, then you might want to take it back to the dealer before beginning any smoothing of the receiver. It's quite critical that the distance not be diminished there as the fit of the rear of the bolt handle to the receiver notch actually determine the headspace on a rimfire cartridge.
If the rifle was purchased used, then I'd most likely recommend you find a gunsmith who knows their way around rimfire bolt guns and proceed that way.
Our eldest daughter ended up with a short version of the RAR rimfire in .22LR and hers shoots surprisingly well when fed ammo it likes so from a sample of one I'd suggest it might be worth the trouble you're going through. Let's hope so anyway.
Again hope that helped a wee bit and good luck with the rifle.
Dwayne