Sent appl. quest.
I took PAL/PALR courses and about three weeks later got around to sending it in. Received a letter about two weeks later, the problem was that my credit card number had been rejected.
I phoned the number supplied and went through the steps with one of the agents. Repeated the number and it actually matched the number on my application. The problem was that I had put dashes between the number groups, the dashes were enough to cause the rejection.
My card arrived, at my door, 4 weeks later. There were no calls to any references.
T.