So you've got a safe maximum load. Now you want to find the best accuracy. Let's assume you are loading the rounds from the rifle's magazine. If this is the case there is only so much latitude available for adjusting the seating depth of the bullet, so we should concentrate on tweaking the powder charge first.
You have your maximum load and you have a pretty good idea of how it groups, so now drop 1 full grain of powder and fire a group with that load. If accuracy does not improve, split the difference between these two and load up a half grain below max. If accuracy did improve drop a second grain and see what effect 2 grains below your maximum load has. When you see improvement record it and the load, then adjust up or down another half a grain, then a quarter grain until you find the sweet spot. I do not believe that there is any advantage to going to smaller increments than .2 grs as most powder scales are only accurate to .1 gr, but everyone will have their own opinion about this, and if you want to take it down to .1 or to .05 grs that is up to you.
Assuming you have enough length in your magazine to have the bullet seated long enough to touch the lands, you should determine the maximum load with this COL. The pressure will be higher, so do not assume that your maximum load with a shorter COL is still safe. It might very well be that the best accuracy will be observed with the bullet seated in the lands. The reason for this is because the pressure that begins the bullet's motion is very uniform round to round. Crimping does the similar thing with a shorter COL. The next step is to begin testing groups as the bullet is incrementally seated deeper. You could accomplish this simply by turning in the seater stem a quarter or a half turn for each group.
My own system is to only use bullets with crimping grooves in my hunting rifles and crimp each cartridge. When I load for my target or varmint rifles I seat out until I have firm contact with the lands. I have recorded some very accurate loads using both systems, and it is far less tedious than attempting to find the ultimate accuracy by small adjustments to the COL, only to discover that a change in powder, bullet , or primer lot numbers puts you back to square one.