Unique insurance can protect gun owners against frivolous charges

oenone said:
Does this insurance pay out claims or does it use the fine print as an escape-goat?
Click to expand...

There are lots of folks on here touting how getting this insurance is such a good thing (I'm not doubting it) but I have yet to hear from anyone who has actually had to use it and what results they obtained. So I am kind of in the same boat as you, I really like the idea but I would like to know just how effective it is. Then again, the amount of the premium is not so much that I would not really miss it so taking a chance on it would not be that much of a loss if it didn't pan out.
 
I bought it after reading about our fellow CGN member who got arrested for having .50 Beowulf magazines. If the cops are going to be that stupid and malicious, I'm protecting myself.
 
NVShooter said:
Well that is just our point...are you really protecting yourself or is it just an illusion of protection. Not to be the Doubting Thomas, but I would just like to hear from someone who has really benefited from it.
Click to expand...

It is fairly new...if I am not mistaken...but I hope NOT to hear from someone who has had to use it. The free calls to a lawyer is worth the money alone, IMO. It is sad that we need something like this to protect ourselves from those sworn to "protect us," but it is what it is.
 
This seems a very reasonable price for peace of mind.... but I too would be interested in hearing from someone who has used the service in some way.

Thanks!
 
Mr. Wolverine, thanks for bringing this to our attention. I just signed up! It was a done deal when I found out the insurer for this program in Ontario was DAS Legal Protection. DAS Legal Protection is great and easy to deal with, there's nothing to worry about with them. My employer and union currently covers all of its employers/members with their legal plans. Any legal issues that arise while performing my duty on the job, or off duty on my personal time that will effect my employment is completely covered (municipal, provincial, and criminal offences). I've never had any issues which needed them, but I know co-workers who have and said they were amazing to deal with, it saved their careers, and DAS Legal made sure their family was taken care of while going through the legal issues.
 
Just found out about this thread. Great stuff. I will be getting insurance and will test/utilize the legal advice offerings to see how they stand up and will report back. HOWEVER, I shouldn't be the only one calling in to do so...there are SO MANY questions that need to be answered right now!

How about these:

1. What type of signage and wording can be used to identify my property as being protected, and;
a1. Should I act on defending the property based on that signage, what are my legal limits, both in regard to;
- The Citizen's Arrest & Self Defense Act, Bill C-26 and;
- Actual case history that aligns or deflects from these laws.

2. As a farm owner, my understanding is that I am allowed to keep a firearm for pest control handily available to my person. (this applies to my situation, it may not apply to yours)
- Is this actually the case?
- can the firearm be loaded? (defined as having the magazine inserted, not chambered)

3. If #2 is true and a situation involving the forced entry of an intruder occurs, I of course would not want them to acquire the firearm for use against me, therefore would take possession myself...what then?


Maybe I am being stubborn, but rather than 15 pages of posts of us asking each other whether these guys are legit, those with membership start calling in and asking relevant questions. Then we can post responses here or in another dedicated thread. And once the questions start flowing, we will know two things...one, whether this offer of unlimited legal advice is real, therefore giving us a better indication of whether or not the company would be there to stand behind us if something did happen and charges were pressed...and two, we will have compiled a database of questions pertinent to us as firearms owners, with answers from attorneys versed in the relevant code...as opposed to getting legal opinion from search engines.

Sorry if this sounded like a rant...is not intended to be, but let's put these guys to the test...not to induce unnecessary work on any one, but to get the answers we all want, but to which nobody really wanted to spend $400 an hour asking :)

Darren
 
BadRonin said:
Very cool.... but A little late to the party.

I've had both legal defence insurance and free legal advice with my CCFR membership for about a year now.
Click to expand...

I just compared this Unique insurance to your CCFR/DAS insurance. The latest does not cover cases of self-defence. To me this is a major difference. Also I couldn't find the maximum claim per case with DAS, it's 100000$ with Unique.
 
I'm getting it, imagine what extra fighting power we all earn with even more legal might, I'm already in the 3 big gun groups, they have various coverage too. From a personal protection issue, these outward costs can only help me, perhaps not in every single diabolical possibility but not having any of these definitely won't help in any way. Any chance we can get the gun groups CSSA, CCFR, NFA to get into this? Add some more value to their membership plus with their might on top get even more power to the people?
 
You must log in or register to reply here.
Back
Top Bottom