Depends who I am with and what the hunt conditions are like. However most of the time its loaded, round chambered, cocked and safety ON.
However muzzle direction remains the best safety around. For most hunting there isn't time to chamber a round without spooking game, unless you are shooting long shots at unaware game.
I do prefer safeties that actually block the firing pin and/or disengage the sear (M98, Winchester, Enfields etc). Unfortunately many safeties only stop tigger movement.
When approaching a group after a hunt, a vehicle or building I make it evident that I am unloading the rifle, pronounce the rifle safe and leave the action open while talking or taking a break.