To be honest - I can't afford NOT to reload. A lot of guys say that reloading won't save you any money, as you'll just end up shooting a lot more for the same amount. I never really bought that argument - I always shoot a lot. Whether factory or reloads, I'd shoot the same amount. And some calibers are a lot more economical to load for than others. 223 - for example - can be had very cheaply, and you'll not save as much per round loading for it (what you WILL get though is a GOOD projectile instead of a crappy FMJ, and all the consistency/accuracy benefits). The Hornet - I can load it for less than 1/4 price of factory, and that's with the SAME VMAX bullets factory shells come with. If I wanted to, I could load cheaper bulk bullets for even less.