Specter DR.
that won't break the bank
Elcan Spectre.
Specter DR.
You're fine to 200 without magnification. Any decent red dot would do: Aimpoint, EoTech would be my first choice. Vortex SPARC AR would be next choice.
People always forget when they talk about engagement distance, what size target are you talking about?
Sure you can probably hit a deer at 400 yards with a red dot. But good luck trying to hit a 4" plate.
Ah yes, a $3,000 scope that "won't break the bank" to shoot up to 200 yards. Some classy suggestions here.
Hint: Ignore them.