Recently, I have started a whole new thread where I provided my detailed review of recent CC purchases narrowing down a possible Gun Store, I figured out and exposed in details the possible fraud scheme was used. This thread was locked shortly. The bank has reimbursed me the fraudulent transaction shortly. I seems like absolutely no one cares: not retailer, not a bank either. Even CGN has muted it.
Then I thought to myself, why should I care, whom I try to help? When I make online purchases using CC - I risk bank's money, not mine. If bank is Ok with this kind of widespread fraud situation, sure let them pay for it. All I need is to tell them, this is not my transaction, I dunno, please send me a new card, while I go ahead use a spare from the other bank, which does not care either. This is why CC has 20% interest. Suckers pay it, not me.
So, relax. The more you try to protect yourself from CC fraud - the less job bank will do. Basically you guys contribute to this problem. Just chill.