I have a little over year-old Satin Nickel 85C, no holster use, and so far, finish is holding up compared to my less than a year old blued pistol that has seem few scratches. No flaking. Flitz for gunpowder stains and gun oil/synthetic oil for general lube. I do not have a SS finish so I cannot compare against it. Your only concern with SS, specifically the glossy finish is scratches that can only be removed by buffing. Otherwise, SS is harder to beat.