FOC creditcard fraud?
- Thread starter Ruinerofallfun
- Start date
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There are actually quite a few gun shops that “buzz” you in. Can’t hardly blame them for taking these precautions. I know of several jewellers that practice the same security measures.
As for the credit card issues, I wasn’t affected so no comment.
Yes there is quite a few. There’s even a marine equipment store in Toronto that “buzzes” you in after ringing the doorbell.
Grab and run is getting so common these days, happens regularly at the LCBO,s.
I just bought some ammo online, was wondering why they didn't have emt or I couldn't find it on the checkout!
my card company sent a question asking if i was actually purchasing. then I saw this thread and someone mentioned it in the ammo section. I just called the cc company, they said that they couldn't put a watch on but for me to call if there was an issue or I could cancel the card and issue another which is what I will do. I just gotta make sure no auto payments will be affected while I change over.
EMT only from now on.
my card company sent a question asking if i was actually purchasing. then I saw this thread and someone mentioned it in the ammo section. I just called the cc company, they said that they couldn't put a watch on but for me to call if there was an issue or I could cancel the card and issue another which is what I will do. I just gotta make sure no auto payments will be affected while I change over.
EMT only from now on.
Trimmer 905
CGN Ultra frequent flyer
Amazon is having their fair share of issues,too. I've had two cards compromised off their website in the last 6 months both Mastercard one right after the other,so,we know it's not an M/C breach.
Yep. Even LCBO too several days ago. Now days it is hard to know 100% where is the compromised. Could be at one store or multiple stores.
https://globalnews.ca/news/9406104/lcbo-customer-data/
vickers vanguard
CGN Regular
- Location
- Laval, Quebec
For all online purchases, I use a prepaid MasterCard from BMO. It takes 2 seconds to transfer the funds I need for the purchase from my regular bank account ( also a BMO ), and therefore they can’t take #### if they tried. At worse, you may see a small charge of a dollar or less when they try to see if the card is still active.
that right there is a great idea! when you transfer funds from your account to the card, can they be used right away or is there a day or two delay?
Wallenstein
CGN Ultra frequent flyer
- Location
- Not the Fraser Valley
Good idea.
vickers vanguard
CGN Regular
- Location
- Laval, Quebec
Transfer is immediate , and you can use the funds right away....not even a second wait time. It’s called a master prepaid travel card. I have been using this for over 7 years now, works like a charm.
There were cases when EMT receivers' e-mail systems were hacked and payments diverted to hackers/fraudsters accounts ... never to be recovered ...
and no goods were ever shipped as sellers never received payments in their bank accounts ...
banks were unable to trace where the money actually went, but as they were delivered to legit sellers' e-mails, didn't provide any relieve
as much PITA credit cards handling is in these situations, there's still a significant chance to not actually lose one's money
The problem with FOC wasn't the buzzer...it's that they don't answer the door! Happened to me three (3) times last summer, and a bunch of us customers were just sitting in that mantrap. No one was picking up the phone, there was no message on the door saying it was closed. Eventually someone came out and told us that their point of sale system was down and they were only accepting pre-paid pickups. That was 20 minutes later after a bunch of us were buzzing the door and calling the phone. It's all about communication - they could have put out a sign saying pickups only (wouldn't have been hard) but even then, someone should have answered the door within a reasonable amount of time. One prospective customer wanted to buy a mag in store and was incensed that they had no sign up saying in-store shopping was closed and he waited all that time for nothing. I had a pre-paid pickup so I was fine but a 20 minute wait in that foyer area that is not air conditioned when it was sweltering outside...not a great experience.
OK, maybe once was ok, but three times over the course of a month and a half...then coupled with the credit card issues in the Fall...and the lack of FOC's communication on this - my perception of the place has really changed.
understood, but at least in my case, the transfer is recorded on my bank app, it gets transferred to the emt company and then to the seller, once I have hit send, it is the responsibility of the bank and emt company to get it to the email address I sent it too. if it doesnt make it to their account then the bank pays me back, same as my cc.
but still a hassle. I like Vickers Vanguards(great call sign) solution the best! limits exposure.
it isn't like we are buying a trip to Cuba or a fridge, I doubt if the extended warranties cover ammo or firearms, but maybe so. I will take my chances should I decide to go with pre loaded cards.
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