Shot a T81 folder and an SKS, at 80 yards with irons both hit a gong quite often when I did my part. My eyes work better with a scope though. Did not like the cheek weld with the T81 fixed stock, it was too high, the folder is way nicer to shoot and is handier.
One thing I noticed was the recoil impulse was way more comfortable than the SKS, not that the SKS is bad. Years ago had a AK 84S side folder, the T81 was very much the same feel. Personally, with the way it is designed and how tough the mags are, it would be my go to SHTF gun.
If you can find one, buy it, it is a fun cheap shooter that will be there for you if you need it.