Will not matter cause at 100m, you will only worry about the central cross hair. I would go with a FCH or target dot so that you can have an uncluttered view of the target.
If you must choose between these two, then the MRAD by virtue of being less obstructed.
My suspicion is if these reticles MUST be part of the scope, you are not looking at a scope that maximizes both optics and mag for pure target shooting. Big tactical turrents with coarse adjustments, low mag and possibly weaker optics may not be ideal for driving them all into 1 hole.
But since you have not stated the actual type of shooting and set up you will use, this is speculation.
Jerry